Professional liability
Professional liability insurance (Professional indemnity insurance) is an insurance to protect professionals like doctors, engineers and lawyers from their clients and patients who may claim that those professionals were negligent. Depending on what profession a professional is in, this insurance may take different names. In medical profession, this insurance is termed as “medical malpractice”.
Normal [...]
Property Damage liability insurance
Liability insurance in general is composed of bodily injured liability insurance and property damage liability insurance. Only when you purchase these two insurances you could feel you are on the safer side. Property damage liability insurance covers the damage caused by your or your driver to other people’s properties. The properties may [...]
Sexual Abuse Liability
Sexual abuse liability is usually related to sexual abuse of a child. It also includes exploitations of adults by leaders or people in high positions. Sexual abuse insurance will protect people by providing legal liability as per the policy limits. Sexual abuse has become very common theses days and we can notice such [...]
What if accident involves intentional wrongdoing?
Accidents may occur either naturally or intentionally. Depending upon the cause for the accident the legal consequences also differ. Some accidents occur due to intentional wrongdoing by others. If anyone had intentionally crashed their vehicles into your vehicle or into any of your property then they may be liable for [...]
Workers Compensation
Any company, which has its large employees or even with minimum employees, will have workers compensation. Workers Compensation has become adequate to the people working there. The Company with out workers compensation does not run the company and the company will not have beneficial workforce.
Workers compensation refers to the compensation provided on the happening [...]
Personal Injury liability insurance
Personal injury liability insurance is useful to people as it covers any personal injuries. During the course of running a business, injuries are common, especially if the business owner is running a highly risky business. One may not know when accidents may occur as all these are not in our control. These [...]
Help for accidents that result from the act of god.
Most of us wonder what we could do if we tend to become the victim of accidents that result from the act of god. Though we can not bring the god to court and claim any compensation, insurance companies pay some amount of compensation even in [...]
Help for accidents that result from defective products
Most of us have been hurt in some way or the other because of defective products. But how many of us have made an attempt to file a case on the product manufacturer or distributors? The reason is most people are unaware that these things can be brought [...]
General liability insurance
In today’s world it is evident that even a small mishap can result in a large lawsuit. So to be on the safer side it is essential for all businesses and even common men to purchase general liability insurance along with property and bodily injured liability insurance. Liability insurance may come as a [...]
Financial loss liability insurance
This insurance covers the financial loss that you had incurred due to your actions that had affected some third party entity. Financial loss insurance protects the people and companies from any financial risks. In other words this type of insurance is referred to as “business interpretation insurance”. This insurance covers only the [...]
Employee benefits liability
“Employee benefits” refers to pension plans, life insurance, health insurance, vacation benefits, stock ownerships, etc. The need for employee benefits liability was prompted by the case of Gediman v. Anheuser Busch in the year 1962. In this particular case it was found that an employer was responsible to the state of an employee [...]
Do I need a liability attorney?
This is a very generic question and the answer to this question depends on various factors like the business you run, your economic condition and whether you have been a victim of any accident. If you are a business owner it is better to have a retained counsel rather than [...]
Bodily injured liability insurance
Bodily injured liability insurance is a type of liability insurance that covers you in the event of any accident for which you are responsible and that had hurt others. This insurance covers the medical costs of any physical injuries that may be caused to the people in your vehicle or other vehicle [...]
Automobile Liability
We may not in a position to spend a large amount on buying our new automobiles. To convince people, many financial institutions give us loans and liabilities. The liability there off occurring is called as Automobile Liability. In general term liability refers to an amount, which others owe us and we are yet to [...]
Are different types of accident treated differently?
Most of us have the question, whether different types of accidents are treated differently? The answer to this question is yes. The term accident is normally used to cover a wide range of actions that were not intended to happen but has resulted in an injury to a person. [...]
